Where Do We Go From Here?

Can anyone dispute that one of Jesus' message to us is that God loves us so much we will have a place in Heaven if we try to follow Him? (You can dispute it if you want, but that's my story and I'm sticking to it!)  I began to ponder (yes, I ponder from time to time- it sounds so much nicer than brood ) what do I think will happen when I die?  I don't like to think about the act of dying (Will it hurt?  Will I go in my sleep?), but what I might encounter after I've gone through the tunnel of light and popped out into the after-life. (If you are someone who doesn't believe in an after-life why are your reading a Catholic blog?)  What I like to think will happen when I die is that I will stand before the face of God (which will be a loving experience, not a scary experience) and review my life with Him.  I think that we human beings have the choice to stay with God or to separate ourselves from Him.  It seems that it would be an easy choice, but pride or fear or even arrogance can cloud that decision.  After seeing everything you did and didn't do in your life, would you really think you deserved to be with God?  You might be afraid of possible consequences, penances, God's anger or scorn.  I'd like to think that after a life review and my petition for forgiveness and willingness to be a messenger for God and help others still on Earth, that God would welcome me into His arms and into His Kingdom of Heaven.  I just hope I have the good sense to accept His invitation!